Enforcing Judgments

There are a variety of different ways you can ‘enforce’ a judgment and recover your money. We will advise you on the most appropriate action, depending on the amount of debt and the circumstances of the debtor. Once you have decided how to proceed, we will manage the process on your behalf, making sure you get your money back as quickly as possible.

The enforcing of a CCJ (County Court Judgment) is a critical component of the civil justice system. Navigating through the choice of options as to which method of enforcement can be complex and daunting.

We have provided an overview of the various methods and procedures involved in enforcing judgments, focusing on the more common methods including Writs and Warrants of Control, Charging Orders, Third-Party Debt Orders, Attachment of Earnings Orders, Orders to Attend Court for Questioning, and Insolvency proceedings.

Writs of Control with High Court Enforcement Officers (HCEOs)

High Court Enforcement Officers are more than just enforcers; they’re professionals who step in to enforce debts stemming from court judgments, striking a balance between legal obligations and practical resolution. They are able to collect on all judgment sums over £600, under this you will need to consider the warrant of control with the County Court Enforcement Officers. They are both legally able to seize goods and sell them (subject to a number of exemptions) to recover sums due to creditors.

Securing Your Claim – Charging Orders

It’s not just a legal term; it’s a tool that helps turn a court judgment into a secured claim against a debtor’s property or assets. It’s about protecting your interests.

Interim and Final Orders, A Two-Step Process
It begins with an interim order, a temporary hold, followed by a final order, firmly securing your claim without forcing a property sale.

For charging orders over £15,000 the court may allow you to then apply for an order for sale to realise the interest in the property and get you repaid your judgment debt.

Claiming What’s Yours from Others – Third-Party Debt Orders

Imagine if someone owed you money but had it stored elsewhere. This order allows you to claim it directly from that third party, like a bank before the account holder has the chance to move assets.

Attachment of Earnings Order – Direct from Wages

When a debtor’s salary becomes a source for settling debts, it ensures a consistent path to recovering what you’re owed. It is deducted at source by the employer meaning the payment is more likely to be honoured. It’s not just about taking; it’s about fairness. If this order causes hardship to the debtor, there are legal ways to address it.

An Order to Attend Court for Questioning

This order isn’t about intimidation; it’s about conversation. A debtor must openly discuss their financial situation, guiding you to understand their ability to pay. Not attending court can have serious consequences, reinforcing the seriousness of legal commitments.

The Last Resort – Insolvency

Understanding Insolvency
When other methods don’t fit the bill, insolvency steps in, it’s a significant move, often leading to bankruptcy or winding-up proceedings – a path taken when necessary.

We aim to inform, guide and support you through these legal avenues. Each step in enforcing a judgment is crucial, and we’re here to help you navigate these waters. For more personalised guidance or support, don’t hesitate to contact us.

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Testimonials

Sadly had to appoint PLC as I was having huge issues getting money owed to me by solicitors from moving house, Martin and his team understood and took me through their process, what they would do and how they plan to move forward, they all kept me up to date through out and made sure everything was clear and understandable.

They battled with NBM solicitors for me and did mange to recover the money that was owed and fees, I had tried for a long time to collect the money and certainly wouldn’t have been able to without PLC. They all have been a massive help and super friendly, I felt the case was in safe hands and would be felt with.

I would fully recommend using PLC if you need them.

I really can’t thank you all enough!

Peter

Martin is highly efficient and knowledgeable.
Highly recommended if your in a jam.

Adam Walker

Martin and his team provide excellent service. They provide a calm reassurance, are highly professional, and are successful in getting results. Highly recommended.

Martine Robins

I was owed a large amount of money by a client that made one excuse after the next.
I engaged PLC to help me recover my money. From the first meeting explaining my case and throughout I can only highly recommend PLC for the service they have delivered for me.
And more importantly for me I got paid in the end!!
Finally got paid!!

Leo Budenbender

Truly exceptional perseverance from Martin and the recovery & enforcement teams. An extremely tricky case: through Covid-19, through multiple times address changes and chasing through the legal system we finally recovered our funds. WOW I didn’t think it was even possible from the beginning! Thanks again.

Jimmy

The team at PLC have been fantastic! I have never had to deal with a legal matter before this occasion and from taking initial advice about my case to the final outcome, everyone has played a part.

A particular thank you to Emma who explained clearly each step of the process and put my mind at ease on a difficult matter. Removing the jargon and explaining everything clearly. Not to mention all of the correspondence and legal representation were incredibly impressive.

Thank you everyone at PLC Debt.

Helpful and friendly and secured my unpaid monies from a very awkward client.

Alec Lindsay

Really appreciated all the hard work these guys provided. They understood the legal situation so well, and made everything clear for us along with firmly fighting our case. Very professional, and very helpful. Would highly recommend

Colin

I want to extend a very big thank you to Martin Kingman who was instrumental in helping me to set up Phoenix Wellness Coaching Ltd back in October 2020. Martin was introduced to me as someone who would be able to help me get my new company up and running. Martin made everything so easy and simple for me as he explained why it was important to become a limited company; he got my company registered at Companies House and at the time even let me use his own office address as my registered company address.

Martin continued to work with me in the early days setting up my Terms and Conditions and Privacy Statements to ensure everything was in place before I started working with clients. He took the time to understand my business and to explain all the “legal” stuff in my T&Cs etc. so that I could feel comfortable with everything.

Thanks to Martin the start of Phoenix Wellness Coaching was an exciting and straight forward time. Thank you for explaining everything and helping me to feel confident as a new business owner. I would definitely recommend Martin to anyone I know who is looking for support with their business.

Jeanette Forder

Vanessa and Martin provided me with a first class service. At no point did anything seem to much of an issue in fact they were very transparent about what they could do for me. If you ever find yourself in the position of a client not paying for the services I would recommend you contact Professional Legal Collections. They did an excellent job of recovering all the money owed to me.

Trevel Henry

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